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      Gender Age Health Class
    Primary
    Spouse
    Child 1
    Child 2
    Child 3
    Child 4
    Child 5
    Child 6
    *Select all family members that will be covered by this policy
    Select the preferred health rating class if you have no pre-existing medical conditions, take no maintenance medications, and have a good height to weight ratio.

    Select the standard health rating class if you take any maintenance medications, you are somewhat overweight, or have any pre-existing medical conditions.

    Select the tobacco rating class if you have used any form of tobacco in the last 12 months.

    Children are always assigned the standard health rating class.
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